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How to e-verify your ITR: every method explained

Filing is not complete until e-verification. Here is how Aadhaar OTP, net banking, DSC, and other options work.

9 min read · 2026-06-08

Filing ≠ finished

After submitting ITR on incometax.gov.in, you must e-verify within 30 days (confirm current rule on portal). Unverified returns are treated as invalid — refunds stall and compliance clock does not start.

E-verify methods (typical)

MethodWho it suits
Aadhaar OTPMost individuals with linked Aadhaar
Net bankingAccount holders at eligible banks
DSCProfessionals, companies, high-volume filers
ATM EVCLegacy; limited banks
Demat accountSome portals offer via NSDL/CDSL

Aadhaar OTP is the fastest for most salaried filers — mobile number linked to Aadhaar receives OTP on portal.

Step-by-step (Aadhaar OTP)

  1. Log in to incometax.gov.in
  2. Go to e-File → Income Tax Returns → e-Verify Return
  3. Select return pending verification
  4. Choose Aadhaar OTP
  5. Enter OTP on mobile
  6. Download acknowledgment

If e-verify fails

After verification

Belated and revised returns

Belated returns also need e-verify. Revised returns replace original after verification rules — check portal for same 30-day window.

Pay before verify?

If [tax payable](/glossary/tax-payable) > 0, pay via challan before or while filing — e-verify does not collect tax automatically.

Related guides

How to e-verify your ITR: every method explained · LastMinute ITR